The Financial Ombudsman Service has issued 208 decisions on car finance complaints against Blue Motor Finance. 124 (60%) were upheld. Issues include unaffordable-lending, satisfactory-quality, vehicle-quality, unfair-treatment, Mis-Selling, General Complaint, Disclosure, Affordability, commission-disclosure, Commission Issues, defaultcollection, repossession, mis-selling, settlement-issues. Cases span 2015–2026.