Financial Ombudsman Service decision DRN-5805996 involving Oasis Motor Finance Limited. Issue: vehicle-quality. Finance type: Hire Purchase. Decision: Upheld. Year: 2025. Remedy: Oasis must end the agreement with no adverse credit impact, refund the £4,000 deposit, refund any VT overpayment, refund 10% of monthly payments for impaired use, reimburse £1,949.85 in expenses, add