Financial Ombudsman Service decision DRN-6051874 involving Moneybarn. Issue: vehicle-quality. Finance type: Conditional Sale. Decision: Upheld. Year: 2024. Remedy: Refund all repayments from 11 April 2025 to date of settlement. Refund £4,400 for repairs. Refund £987 for recovery, inspection, car hire, and taxi costs. Apply 8% interest. Pay £300 compensation. Rem