Financial Ombudsman Service decision DRN-4710798 involving MI Vehicle Finance Limited. Issue: vehicle-quality. Finance type: Hire Purchase. Decision: Upheld. Year: 2021. Remedy: MI Vehicle Finance must end the agreement with nothing further to pay, collect the car at no cost, refund the £200 deposit, refund all repayments since May 2023 when car became unusable, add 8% intere