Financial Ombudsman Service decision DRN-5736405 involving Go Car Credit Limited. Issue: unaffordable-lending. Finance type: Hire Purchase. Decision: Upheld. Year: 2022. Remedy: If repayments exceed £6,908 (cash price): End agreement, refund excess with 8% simple interest. If repayments don't exceed £6,908: Reduce liability to £6,908. Remove adverse credit information, mark a